Products

Products

FHA LOANS

  • 30, 25, 20, 15, 10-Year fixed
  • Streamline
  • FICO as low as 580
  • HUD REO with Repair Escrow
  • Good Neighbor Next Door
  • 203K
  • TPS
  • Proprietary Government DPA Loan

USDA LOANS

  • 30-Year Fixed
  • USDA Down to 620 FICO
  • USDA Refinance
  • Proprietary Government DPA Loan
  • One Time Close Construction

JUMBO LOANS

  • Texas Home Equity
  • 95%, 2 MI Max Loan Amount
  • Doctor Loan Program
  • 5/1, 7/1, 10/1 Interest Only ARM
  • FICO as Low as 580
  • Loan Amount Up to 3 Mil

VA LOANS

  • 30, 25, 20, 15, 10-Year Fixed
  • IRRL
  • Cash Out Refi Up to 100% LTV (Outside of Texas)
  • JUMBO
  • FICO As Low As 600
  • Proprietary Government DPA Loan
  • One Time Close Construction

CONVENTIONAL LOANS

  • 30, 25, 20, 15, 10-Year Fixed
  • 5/1, 7/1, and 10/1 ARM
  • Fannie Mae & Freddie Mac 97%
  • Texas Home Equity A6 or A4
  • Purchase Plus
  • Freddie Mac & Fannie Mae No Score
  • Up to 10 Financed Properties
  • Proprietary Government Loan
  • Fannie Man Home Ready
  • Freddie Mac Home Possible
  • Freddie Mac & Fannie Mae Future
  • Employment (Job Offer Letters)
  • Limited and Full Review Condos
  • Fannie Home Style
  • DACA/TPS
  • Home One
  • One Time Close Construction

SPECIAL PROGRAMS/GRANTS

  • Down Payment and Closing Cost Assistance Grant Programs (Where Available)
  • Down Payment and Closing Cost Assistance 2 Lien Programs (Where Available)
  • Mortgage Credit Certificate for First Time Home Buyers (MCC)
  • Texas Vet Land Board
  • Manufactured Homes – All Programs

NON QM LOANS

  • 1 Day Out of Bankruptcy/Foreclosure
  • Bank Statement Loans for Self Employed
  • Investor Cash Flow
  • Non-warrantable Condos
  • Asset Depletion

Direct Seller Services

We are a full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. We have the ability to create and meet a variety of mortgage products for our business partners and clients. Our streamlined approach to the mortgage process helps make sure each loan receives dedicated support from our in-house processing, underwriting and closing teams. This means fast turnaround times and a smooth loan experience for all parties involved. 

Competitive Products

  • Direct Seller to FNMA, FHLMC, GNMA
  • “Servicing Retained” Enhanced Product Line
  • Conforming Fixed & ARM
  • Non-Conforming Fixed & Fixed ARM
  • FHA & VA High Balance
  • Indian Housing Section 184
  • FHA 203k
  • FHA, VA, USDA and Conventional One Time Close

Industry Heavyweights

  • FHA Direct Endorsement
  • Fannie Mae Issuer
  • VA Automatic Approval
  • USDA Rural Development Nation Lender
  • Fannie Mae Seller/Servicer
  • Multi-State Lending License